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Cost of Attendance Estimates

Cost of Attendance (COA) is an estimate of direct and indirect costs for two semesters. Actual costs vary depending on factors including personal choices.


COA is estimated from various components determined by federal regulations. COA includes direct costs for expenses billed directly by UWF to include tuition and fees, campus housing, and meal plans. COA also includes indirect costs, which are expenses students could accrue as the result of attending UWF. Actual costs may vary. The figures below are estimated based on two semesters (i.e., fall and spring) and are used to determine financial aid offers. COA adjustments can occur throughout the year depending on changes to include students’ actual tuition and fee charges, housing arrangements, and confirmed enrollment.

Students who have received 2024-2025 Financial Aid Offer Letters can view net costs (includes direct, billed charges and indirect, possible expenses) in their Financial Aid app in MyUWF. Select the College Financing Plan tab to review.

Tuition per Credit Hour

Tuition and mandatory fees may vary depending on type of learning modality, program of study, and specific course materials. For certificate programs, please verify tuition with your academic department.

2024-2025 Tuition Rate per Credit Hour*
Residency Undergraduate Graduate
Florida $211.98 $377.60
Alabama $316.98 $482.60
Non-Florida $641.37 $1,037.24

*Rates apply to courses on the Pensacola campus and exclude market-rate and self-supporting programs

2024-2025 Estimates

Full-Time Undergraduate Financial Aid Student Budgets

2024-2025 Florida Resident
FL Resident Commuter 1 On-Campus Off-Campus
Tuition 2 5,088 5,088 5,088
Books, course materials, supplies and equipment 1,600 1,600 1,600
Food 3 2,878 5,776 5,776
Housing 3 2,112 6,656 8,306
Transportation 2,008 2,008 2,008
Miscellaneous Personal 3,024 3,024 3,024
Loan Fees 4 90 90 90
TOTAL $1